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Boyd Legal

Calls for Tougher Prompt Payment Code

The collapse of Carillion has led the Federation of Small Businesses (FSB) to call into question the effectiveness of the Prompt Payment Code (PPC) and raise the need for urgent reform to successfully tackle the UK’s late payment epidemic. 

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Boyd Legal

Why buy-to-let investors are swithering over selling

Kerry Wells, Estate Agency Manager at Boyd Legal

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Boyd Legal

Slow Down in Annual House Price Rises

The latest House Price Index from Halifax has revealed that house prices in the last three months to January were 2.2% higher than in the same three months a year earlier, although the annual change in January was lower than in December (2.7%). 

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Boyd Legal

Equity release records broken as unprecedented Q4 activity sees 2017 lending reach £3.06bn with annual growth at a 15-year high

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Market sees over 37,000 new customers as total lending in 2017 reaches £3.06bnQ4 2017 marks historic end to year with record lending of £838m and a milestone of over 10,000 new customers for the first timeAcross 2017, the sector supported almost 67,000 customers seeking to unlock part of their housing wealth to manage their finances in later lifeDrawdown products remain the most common type of new product, favoured by 75% of new customers in Q4 2017Fewer customers make additional drawdowns or seek further advances compared with Q3

A record quarter for equity release activity in Q4 2017 pushed annual lending growth in the sector to its highest level since 2002, according to year-end lending figures¹ from Equity Release Council (The Council).  As a result, the total amount of housing wealth unlocked by over-55 homeowners reached £3.06bn in 2017 – the first time it has exceeded £3bn in a single year.

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