According to the latest Business Barometer from Lloyds Bank Commercial Banking, overall business confidence - measured as an average of economic optimism and business prospects, - remains unchanged at 29% in July.
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For the first time since 1995, the number of first-time buyers has exceeded the number of people moving home; with homemovers now accounting for 49% of the housing market.
In the last three months, sales of rental property have been five times that of purchases of property by landlords. Recent findings from the National Landlords Association (NLA) have shown that almost a quarter (24%) of landlords with properties in Scotland have sold between April and June 2018, but only 5% have purchased new properties.
The proportion of people from ethnic minorities and migrants starting their own firms has risen sharply since the financial crisis, at the same time as more modest increases among white people and life-long residents.